when it comes to money, many college students complain that they are lackof it. one of the main reasons is that they don’t know how to use the moneyefficiently and wisely. i firmly believe that knowing how to manage money ismust-known skill in life. let me share my own experience and my opinions on howto a good money manager.

as a saying goes, “if you fail to plan, you plan to fail.” to manage themoney efficiently, you need to make a good plan. how to make a plan? firstly,not mention the windfall, you should figure out how much money you will haveeach money. secondly, you will have to make a list about what you will surelyspend the money on, such as transportation, and then make a budget. if you findyour budget exceeds the money that you can spend, make a modification on whereyou can reduce the expense and make sure the budget is within the money that youhave. if you find that there are money left after the budget, save the money fora rainy day. thirdly, carry out your plan and stick to it. something unexpectedmight happen and make you spend some money out of the budge. at this time, youshould make a note and make a modification on your budget too.

besides, there are two things that you need to pay attention to. you shouldavoid using credit card because it will tempt you to spend more than you can andmake you fall in the debt trap. it’s a good habit for you to take a note aboutthe expense everyday so that you know where the money goes and easily checkwhere you spend the money wrongly.

take myself as an example, i make a weekly plan. i first separate the moneythat i will have for one month into four parts for each week. and then i willwrite down what will make me spend the money and how much they cause each week.after i draw such a picture, i carry it out and take notes on how much i spendon each item. week after week, i form a good habit on spending the money andsuccessfully manage them.

有关金钱的演讲稿篇2

if i have a lot of money i will do something i want to do

if i have a lot of money，i will do what i want to do. first，i will try mybest to help people who are in trouble. i am going to give lots of money toschools and charities. i think it is the most important thing for me to do in mylife. then，i will buy something for my parents. i love them and i hope they’lllive a happy life. next，i willtravel around the world. i am sure i will have agreat time. dear friends, what will you do if you have a lot of money ?

if i have a lot of money, i will do something i want to do

when you are rich, will you buy a lot of things? but if i have a lot ofmoney, i will organize a gardening(园艺) club and a stamp collecting club! why?because gardening and collecting stamps are my hobbies.

gardening is an enjoyable hobby. many people like flowers, some people cangrow all kinds of flowers in their garden. they have fun working in theirgardens. then they can enjoy the fresh flowers ,vegetables and fruit that theyhave grown(已经种植的). they will join the club to learn how to grow flowers better.at the same time，many people like to collect things. collecting stamps is veryfun. you can learn a lot about different countries of the world. in my stampcollecting club, you can see or get lots of beautiful stamps.

if i have a lot of money, i must organize clubs! my clubs will help peopleplant well in the garden and collect more nice stamps. it will make me veryhappy. i will be proud of it when i help people.

有关金钱的演讲稿篇3

尊敬的老师们，亲爱的同学们：

大家好!

每当看见同学们大手大脚地乱花自己手中的压岁钱时，我真想大声对他们说：“不要乱花钱，父母挣钱真的不容易。”

那次我参加了小记者组织的“奔跑吧，少年!”活动，任务非常艰巨，要自己挣钱买饭吃。老师给我们每人一个装着琳琅满目商品的塑料盒，打开一看，里面有口罩，巧克力，小镜子……。看得人眼花缭乱。可这些都不能当饭吃。

开始我十分害羞，不敢主动和陌生人交流。就是有人主动上门来问，我也脸红得像一个大红苹果，说话还磕磕巴巴地说不清楚，东西一样也没卖出去。可是，随着时间的流逝，我的肚子渐渐咕噜咕噜唱起了空城计。这时，我才深深地领悟到，如果今天东西卖不出去的话，那可就得饿肚子了。我这才打起精神，想方设法去招揽顾客。

我先锁定一位年轻的女士，因为女士应该更用爱心。我主动走到她面前展开天使般萌萌的笑容，亲切地说：“阿姨，您看看需要些什么吗?”

“我没带钱。”阿姨的回答犹如一盆冷水瞬间把我心中的小火苗熄灭了。我万分沮丧，傻呆呆地站了好一会儿才回过神来。

但我并没有退缩，女士不成找男士。我重新鼓起勇气，走到一位叔叔面前，一边把盒子里的商品递给他看，一边无比真诚地笑着问：“叔叔，你没有口罩吧!瞧我的有便宜又实用，买一个吧!”可叔叔的回答却又让我的心凉了半截：“谢谢你，我不需要口罩。”我使出死缠烂打的招数又锲而不舍地问：“叔叔那你需要什么?我这里还有巧克力，夜光灯，你家有小弟弟小妹妹吗?可以买给他们啊!”男士估计被我的亲情牌感化了，便说：“巧克力多少元?”我兴奋地回答道：“本来10元一块，叔叔你是今天第一位顾客就8元一块吧!”

男士微笑着说：“那就给我那两块吧!”我心想：万岁!我成功了，这下午饭有着落了。

在我的带动下，小伙伴们都争先恐后地走向行人推销起自己的商品，我们不停地向客人问询、介绍，忙得团团转。终于在午饭前完成了销售任务。

这个活动不仅锻炼了我的胆量，提升了我的人际交往能力，还让我体会到了挣钱真不容易啊!

有关金钱的演讲稿篇4

money is regarded by some people as the most importent thing in life. it iseven regarded as the symbol of wealth and social position. for example, withplenty of money a man can do whatever he wants to. he can afford expensive carsand luxurious houses, and he can travel around the world and visit as manyinteresting places as he wants to. in their eyes, money is everything inlife.

in my opinion, money can both benefit people and do harm to them. on theone hand, we can't deny that money is useful. we need money to buy food, buy ahouse or pay our education cost. money can make us live more comfortably. forexample, with more money, we can help others and take part in more socialactivities and receive a good education, thus increasing our knowledge anddeveloping our skills. on the other hand, some people try to get money bydishonest means, for example, they often cheat and gemble, even rob and killpeople. sooner or later, they will be punished by the law. money can bring themnothing but misery.

in addition, money can not buy everything, for instance, no matter how muchmoney one hast he can not buy good health, happiness or friendship, althoughmoney is useful in many ways, there are still a lot of things that money can'tbuy in the world. in addition, money can also do harm to us. if a person reallythinks of money as everything and pays his attention only to money, he will losehis friends, or even the care and warmth from his family. thus, it brings himonly loneliness.

钱被一些人认为是生活中最重要的东西。甚至被视为财富和社会地位的象征。例如,使用很多钱可以做任何他想要的人。他能买得起昂贵的汽车和豪华的房子,他可以周游世界,访问尽可能多的有趣的地方,他想。在他们眼中,金钱就是一切。

在我看来,钱既可以造福人们,伤害他们。一方面,我们不能否认,钱是有用的。我们需要钱买食物,买房子或支付教育费用。钱可以让我们生活得更舒适。例如,使用更多的钱,我们可以帮助他人,参加更多的社会活动和接受良好的教育,从而增加我们的知识和发展我们的技能。另一方面,一些人试图通过不诚实的手段赚钱,例如,他们经常欺骗和赌博,甚至抢劫和杀人。迟早,他们将受到法律惩罚。钱可以带给他们什么,但是痛苦。

此外,钱不能买到一切,例如,不管多少钱一所他买不到健康、快乐和友谊,虽然钱是有用的在许多方面,仍然有很多东西是金钱买不到的。此外,钱也可以伤害我们。如果一个人真的认为钱是一切,他关注钱,他将失去他的朋友,甚至从他的家人的照顾和温暖。因此,它只让他孤独。

有关金钱的演讲稿篇5

what will win, money or knowledge? i look upon this matter for a long timeand came to a conclusion that knowledge is more important than money. withoutproper financial planning, we might eventually face financial problem eventhough we are filthy rich. another similar situation would be, without a goodunderstanding in english we will not be able to write good post to entertain ourreaders, isn’t it? so for a long run i think it is bad. well, that’s only mypersonal point of view.

knowledge will forever be the best & future ingredients of life as weknow it.

if you got stuck in the middle of no-where (or maybe on another planet)with no transportation or no one around - will money get you home anybetter

if you have to pick between a billion knowledgeable thoughts or a billiondollars - wouldn’t you rather spread your knowledge to others instead ofthinking about becoming a billion dollars for yourself?

money governs our system in which we live right now, but knowledge willdefy & yet prove the facts about endless dollars that are spent in ourworldly developing lifetime.

i would much rather (in almost any lifetime) have all the knowledge in theworld than all the money in the world! not because i don’t need to be rich, butbecause spreading that knowledge would be infinitively more bliss-full &pleasurable than passing around money to people everyday.

金钱或知识,会赢得什么?我把这件事很长一段时间,得出一个结论,知识比金钱更重要。没有适当的财务规划,我们最终可能面临的金融问题即使我们是非常富有。另一个类似的情况是,没有很好地理解英语,我们将无法写出好的文章来娱乐我们的读者,不是吗?所以对于一个长远来看,我认为这是不好的。好吧,这只是我个人的观点。

知识永远是最好的和未来生活我们知道它的成分。

如果你被困在中间得(或者在另一个星球上)没有交通和周围没有一个人——将钱带你回家好吗? ?

如果你要选择十亿知识渊博的想法或十亿美元-难道你,而你的知识传播给别人而不是自己思考成为十亿美元?

钱支配我们的系统现在我们生活的,但是知识会藐视&证明事实没完没了的美元花在我们的终身发展。

我宁愿(几乎在任何一生)拥有世界上所有的知识比世界上所有的钱!不是因为我不需要富有,但是因为传播这些知识将不定式比传递关于金钱满幸福和快乐的人们日常。

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